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EXHIBIT 1 Premium Increases Compared With Other Indicators, 1988–2003
SOURCES: Henry J. Kaiser Family Foundation/Health Research and Educational Trust Survey of Employer-Sponsored Health Benefits, 1999–2003; KPMG Survey of Employer-Sponsored Health Benefits, 1988–1998; and Bureau of Labor Statistics, 1988–2003.
NOTES: The graph line for insurance premiums represents data for both large and small firms, except for the years 1991, 1992, 1994, and 1997, for which large-firm data only are shown. Premium estimates are statistically different from the previous year for 1998–1999, 1999–2000, 2000–2001, and 2001–2002 (p < .05) and for 2002–2003 (p < .10). No tests were done on years prior to 1998 or for employees’ earnings or overall inflation. Sample included firms with 200 or more workers only.
